Ayushman Bharat Card (PM-JAY) provides eligible families with up to ₹5 lakh per year in free healthcare, covering secondary and tertiary care, pre-existing conditions, and hospitalisation expenses. Beneficiaries can download their Ayushman Card online via the NHA portal, Digilocker, CSC, or the Ayushman App, and
https://ayushmancarrd.com/use it for cashless treatment. The scheme, now operational across all states and union territories, also includes the Ayushman Vay Vandana Card for senior citizens aged 70+. Families can check eligibility and the beneficiary list online, ensuring access to healthcare while protecting savings from medical emergencies.